Skip-a-Pay con Blue
Omita un pago durante un mes cuando más lo necesite y apoye a Children's Hospital Colorado
¡Omita un pago, apoye a su comunidad!
La vida puede ser impredecible y desafiante. En Blue, ofrecemos una opción de pago flexible: omita un pago y respire más tranquilo. Ya sea que se trate de un gasto inesperado o simplemente necesite un descanso, estamos aquí para ayudarlo en cada paso del camino.
Los miembros ahora pueden usar Skip-a-Pay en Blue Digital sin necesidad de llamar ni acudir a una sucursal. La función verifica automáticamente tu elegibilidad, haciendo que los pagos del préstamo sean más flexibles.
Cómo funciona el Skip-a-Pay
Si tu préstamo es elegible, aparece un botón de Skip a-Pay bajo el nombre del préstamo. Haz clic en el botón, revisa los términos y condiciones y selecciona la cuenta para la comisión. Confirma tus datos y envíalos; una vez aprobados, ¡recibirás una confirmación!
Apoyo al Children's Hospital Colorado
$5 de cada tarifa de Skip-a-Pay se destinan a apoyar al Children's Hospital Colorado.
Blue se enorgullece de anunciar un hito notable en su compromiso continuo con el impacto en la comunidad: se han donado más de $150,000 al Children's Hospital Colorado en los últimos cinco años. Solo en 2024, se contribuyeron más de $45,000 para apoyar la misión del hospital de brindar atención pediátrica excepcional.
Skip-a-Payment
The following loans are not eligible for Skip-a-Payment: Credit Cards, Protect-a-check or line-of-credit loans, All 1st and 2nd Mortgages, Finish Line Mortgages, FHA Title I, Finish lines, HELOCs, bankruptcy loans, loans that are currently delinquent beyond the 10 day grace period, Short Term Loans (12 months or shorter), recreational vehicle loans with more than 180 months remaining on the term, and smart loans.
By opting for Skip-a-Payment, you request that Blue Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided for in your original loan agreement, during and after that time; 2) deferring your next payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled; 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off per your original loan terms; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected to purchase any GAP or insurance products on this loan, coverage will not be extended beyond the original maturity date. Skip-a-Payment request subject to a $50.00 loan extension fee. $5 of the Skip-a-payment fee goes toward supporting Children’s Hospital Colorado. Three (3) consecutive monthly payments must have been made to the loan and your loan(s) must be in good standing at the time you choose to accept this offer. Loan extensions of any kind are limited to three per calendar year and eight over the life of the loan and all deferrals are subject to Blue Federal Credit Union approval. Real estate, credit card, short term and line-of-credit loans are not eligible. If your loan payment is deducted from another financial institution, we must receive notice 15 days prior to the due date to suspend that payment for one month. Additional restrictions may apply. Insured by NCUA. Equal Housing Lender.